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Personal Accident Insurance
Personal Accident Insurance is one of the most important elements of the social package presented by the Company to its employees. This insurance indemnifies damage to life and health of employee resulting from accident, thereby protecting his financial welfare.
“Mega Insurance” OJSC offers its Clients to build a tailor made insurance policy depending on their own needs and preferences. The coverage is selected from the following extensive list of benefits:
Standard Benefits
- Death of insured person resulting from personal accident;
- Total permanent disability resulting from personal accident.
Optional Benefits
- Partial permanent disability resulting from personal accident;
- Total temporary disability resulting from personal accident;
- Partial temporary disability resulting from personal accident;
- Medical expenses (arising from personal accident).
Useful!
Basis of Sum Insured
Personal Accident insurance is a benefit policy, which means that there is no exact guidelines on amount of sum insured an Insured Person can effect. Generally, the practice is that the sum insured is derived at one to three times of the annual salary of the Insured Person.
How much is insurance premium
The premium may vary and depends on several factors such as coverage amount, the occupation of the Insured Person, risks insured and etc.
